Fees / Insurance

Please read this in its entirety! It may very well determine whether we can work together.After many years of accepting many different insurances, I have decided to no longer accept HMO insurance types, nor do I take Medicare or Mass Health. The front of your insurance card will likely tell you if you have an HMO or PPO. I only take PPO plans. If you have an HMO, I am sorry, but I cannot take your insurance. In this case, if you are willing to pay out-of-pocket we can discuss my fees.

The decision not to take HMO insurance comes from years of frustration in how insurance companies dictate both the form of therapy and how much therapy you can receive. While PPO plans often have deductibles and higher co-payments, I find the insurance companies have less influence in our work together. Please check and see what your benefits include. If you have a PPO, find out what your deductible and co-payments will be. This is very important. You will need to know this to make an informed decision about the financial portion of this journey.

If you have an HMO, I would suggest that you look on the website of your insurance company. Insurance companies typically provide a list of clinicians associated with them. That way, you call only therapists you know can take your insurance.

Tetty Gorfine, LMHC